Introduction
India remains one of the world’s most affordable destinations for in‑vitro fertilisation (IVF). Yet the out‑of‑pocket expense can still feel daunting for many couples. This guide breaks down the typical IVF treatment cost in India for 2025, explains what drives price differences, and compares estimates across major cities.
Couples planning IVF often worry most about money, both for the procedure itself and the medicines that follow a positive pregnancy test. Below you’ll find updated 2025 price ranges, why costs vary, and a checklist of post‑transfer drugs (with current Indian MRPs) so you can budget with eyes wide open.
What Does an IVF Package Usually Include?
Components that are common across all IVF treatments include:
- Initial work‑up
- Consultation, ultrasound scans, hormonal profile, semen analysis
- Ovarian stimulation
- Injectable gonadotropins, monitoring scans & blood tests
- Egg retrieval & lab work
- Anaesthesia, follicular aspiration, embryology lab fees, ICSI (if bundled)
- Embryo culture & transfer
- Day‑3 or Day‑5 culture, single or double‑embryo transfer
- Post‑transfer support
- Luteal‑phase medications, β‑hCG test
The price breakdown is below.
| Cost head | Typical 2025 range (₹) | Notes |
| Initial consult & scans | 5,000 – 15,000 | Includes pelvic USG, AMH, semen analysis |
| Ovarian stimulation drugs* | 40,000 – 70,000 | Depends on brand & dose |
| Egg retrieval (OPU) | 75,000 – 1,00,000 | OT, anaesthesia, disposables |
| Lab fertilisation & culture | 35,000 – 60,000 | 3–5 days culture; add 30–50 k for blastocyst culture if billed separately |
| Embryo transfer (fresh) | 25,000 – 40,000 | Day‑3 or Day‑5 |
| Basic cycle subtotal | 1,50,000 – 2,80,000 | Matches national 2025 averages. |
Medications and advanced add‑ons are often billed separately, so always ask for an all‑inclusive quotation.
Add‑on services that lift the bill
- ICSI: +25,000 – 50,000
- Laser hatching: +10,000 – 20,000
- PGT‑A: +1,00,000 – 2,00,000 (per batch of embryos)
- Frozen embryo transfer: +1,00,000 – 2,00,000 (prep + transfer)
- Surrogacy (gestational): 12–20 lakh (Includes legal, medical & surrogate compensation; regulated since 2021)
Metro centres (Delhi, Mumbai, Bengaluru) trend 10–15 % higher than tier‑2 cities
Average Base Cost per IVF Cycle (Nationwide)
- ₹1 lakh – ₹3 lakh for a conventional IVF cycle, excluding medicines.
- Medication and hormone injections typically add ₹30,000 – ₹70,000.
- Premium metro‑city centres and internationally accredited labs may charge up to ₹3.5 lakh for the same package.
City‑Wise Cost per cycle (2025)
| City | Base IVF Package (₹) | Notes |
| Delhi NCR | 1,00,000 – 3,50,000 | Wide range; top corporate hospitals at the upper end. |
| Mumbai | 1,50,000 – 2,50,000 | Slightly higher lab & facility fees. |
| Bengaluru | 1,00,000 – 1,50,000 (basic) | Advanced cycles with add‑ons 2,50,000 – 3,50,000. |
| Hyderabad | 1,00,000 – 1,50,000 (basic) | With add‑ons up to 2,30,000. |
| Chennai | 1,45,000 – 3,00,000 | Mid‑range clinics ~2 lakh. |
| Kolkata | 1,00,000 – 2,20,000 | Competitive pricing among eastern metros. |
Figures represent single fresh cycles. Medication costs and optional procedures are extra. Tier 2 and Tier 3 cities may have cheaper pricing.
Note: Clinics like Indira IVF, EMI & zero‑cost loans with fintechs offering 6–24‑month EMI plans at 0–12% interest. Select state hospitals (e.g., Mumbai’s Cama Hospital) have begun offering IVF services free or at subsidised rates.
Medicines after embryo transfer: what, why & how much?
Once the embryo is inside, the focus shifts to supporting implantation and early pregnancy. Your doctor includes a list of medication that suits most Indian protocols. Use it to estimate running costs for the first 8–10 weeks.
| Drug & typical brand | Why it’s given | Dose guide | Price / pack* |
| Progesterone injection 100 mg | Builds & stabilises the uterine lining | IM shot twice weekly | ₹85 / ampoule |
| Micronised progesterone SR 200 mg | Daily luteal support | 1 tab bedtime | ₹370 / 10 tabs |
| Progesterone vaginal gel 8 % | Local high‑dose progesterone | 1 applicator nightly | ₹120 per gel |
| hCG 5000 IU | “Trigger” luteal rescue; boosts the corpus luteum | Single shot on day 7–9 post‑ET | ₹330 per injection |
| Estradiol valerate 2 mg | Thickens the endometrium in FET cycles | 2 – 6 mg daily | ₹375 / 28 tablet |
| Enoxaparin 40 mg | Prevents microclots in high‑risk patients | SC daily | ₹220 pre‑filled syringe |
| Prenatal multivitamin + DHA | Folic acid & micronutrient cover | 1 cap daily | ₹985 per 30 tablet |
*The pricing shown is for the current price listed at IVFInjection. The prices aren’t fixed and may change.
Tips to limit overall spend
- Opt for single embryo transfer (SET). It cuts twin‑pregnancy costs and NICU risk down the road.
- Freeze extra embryos: one retrieval → multiple FETs; each FET is cheaper than a fresh cycle.
- Ask clinics for medicine bundles: Some hospitals pass wholesale discounts to patients.
- Claim tax deduction under Section 80DDB for “specified diseases” (includes infertility treatment).
Key takeaways
- Procedure fees average ₹1.5 – 2.8 lakh per cycle, varying by city and add‑ons.
- Medicines after transfer run ₹6000 – 25000 per month, depending on protocol.
- Bundled drug packs through trusted e‑pharmacies (like ivfinjection.in) can shave 30-40% from what you get from your doctor’s clinic.
- Align with an experienced, ICMR‑registered clinic, follow the drug schedule, and keep emergency funds for unforeseen extras.
Conclusion
While the average cost of one IVF cycle in India ranges between ₹1 lakh and ₹3 lakh, the final bill can vary. Depending on the city, clinic prestige, and medication needs. By understanding each cost component, comparing transparent quotations, and exploring financing or insurance options, couples can make informed decisions and manage their fertility journey without undue financial stress.
With transparent pricing and smart drug sourcing, IVF remains within reach for more Indian couples every year. Wishing you clarity, confidence and, most importantly, a healthy pregnancy journey.
*Prices are indicative as of July 2025 and may change.
